Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Dina came highly recommended from people throughout the community we were trying to sell in and she definitely lived up to her reputation. She is very professional, diligent and knowledgeable about the market, and made sure that we were getting top dollar for our home. She made the selling process a breeze. Dina also helped with the purchase of our new construction home where her background in architecture came in handy. She was able to look through the different floor plans and blueprints to make sure we were making the best decision for our money. Working with Dina was truly a pleasure and I would highly recommend her services. Chris + Meghan